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Role

Founding UX Designer

Timeline

6 months

(End-to-end design)

Users

Online and In-Store Shoppers, Budget-Conscious Savers

Platform

Mobile App (iOS/Android)

My Contribution & Key Impact

💜 Defined and implemented the end-to-end product experience for a fintech platform enabling automated savings through gold reward conversion, designing onboarding, micro-investment journeys and seamless transaction workflows from concept to MVP prototype.

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The Challenge

Financial management apps often overwhelm users with complex interfaces and jargon. Meanwhile, brand rewards and cashbacks sit unused in digital wallets, failing to create real financial value for consumers.

Key Problems

📌 Scattered rewards across multiple platforms

📌 Complex financial workflows deter savings

📌 Lack of tangible wealth-building mechanisms

The Solution

SayF intelligently converts brand rewards into gold savings, making wealth management accessible and automatic. The  platform simplifies complex financial processes into intuitive interactions that anyone can understand.

Design Goals

✓Unified rewards management system

✓Automatic conversion to tangible assets

✓Simple, delightful user experience

Design System

A cohesive system built for clarity, trust, and accessibility

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Comprehensive mobile experience from onboarding to withdrawal

Key Features & Screens

At-a-glance Financial Overview

 

The home screen provides instant visibility into savings, active rewards, and suggested actions. Users can track their gold accumulation, view partner stores, and access quick actions without cognitive overload.

📍Savings Card

Clear visualization of total gold savings with milestone tracking and progress indicators

📍Quick Actions

One-tap access to explore stores, view transactions, and manage rewards

📍Partner Stores and Gold Rate

Horizontally scrollable store grid with live gold rate display, and advertisements and other services

Complete Financial Transparency

 

Every transaction is tracked and categorized with clear status indicators. Users can filter by rewards, stores, or auto-save activities, with detailed breakdowns of cashback amounts and gold conversions.

📍Status Clarity

Color-coded status badges (Pending, Successful, Failed) with appropriate icons

📍Quick Filters

Tab-based filtering for Rewards, Stores, Auto Save, and more

📍Expandable Details

Tap to reveal full transaction information and related actions

Gamified Reward Experience

 

Engaging scratch card mechanism transforms reward collection into an exciting experience. Users can see their total cashback converted to gold equivalents and browse through available rewards from partner brands.

📍Scratch Cards

Interactive scratch-to-reveal mechanism creates anticipation and delight

📍Value Display

Dual display of cashback in currency and gold weight for clarity 

📍Carousel View

Horizontally scrollable rewards with "View All" option that takes user to listed view of scratch cards

Multiple Redemption Paths

 

Users can choose how to use their savings: direct bank deposit, physical gold delivery, or gift cards. Each option is clearly explained with visual guidance and expected timelines.

📍Direct Bank Transfer

Instant conversion to cash with direct deposit to linked account

📍Gold Delivery

Physical gold coins delivered to home with tracking

📍Gift-Cards

E-gift cards for popular brands with instant activation and simple redemption

Tangible Asset Management

 

Browse certified gold coins with detailed specifications, live pricing, and secure checkout. Visual indicators show selected items and progress through the purchase flow.

📍Product Cards

Clear display of weight, purity, and current price with elegant visuals

📍Selection State

Visual feedback with checkmarks and highlighted borders

📍Transperancy and trust building

Every option comes with instructions and easy steps to withdraw savings on the app - allows user to undo action

Simplified Gift-Card Purchase

 

Step-by-step guidance for purchasing e-gift cards with clear instructions, amount selection, and online/offline redemption options. The design reduces friction while maintaining financial transparency.

📍3-Step Process

Visual timeline shows users exactly what to expect and what process to follow

📍Quick Amounts

Preset denominations with custom amount input option along with error cases to prevent null inputs

📍Mode Selection

Clear toggle between online and offline redemption methods and integration with external payment app

Key Design Decisions

Strategic choices that shaped the user experience

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Key Tradeoffs

Prioritizations and  decisions made while building the foundation for a startup

As the sole designer for an early-stage fintech startup, I designed the entire product from scratch with no existing design system, brand guidelines, or reference points. The primary goal was to create a compelling MVP that would secure seed funding while establishing scalable design foundations for future growth.

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Key Learnings

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